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But the point is, would we have allowed the banks to get themselves into that much trouble in the first place? The Scottish model of banking has traditionally been much more conservative and with tighter regulation, who is to say that we wouldn't have avoided the worst? Look at systems like they have in Canada – banks are only allowed to have a certain percentage of their business in risky sectors like investment banking."This whole world-wide slump has been caused by a lack of regulation – banks lending 125 percent mortgages, unsecured loans, property prices being pushed up to unsustainable levels. I would argue that, as a nation, we Scots are more naturally prudent when it comes to money."Douglas nodded to show that he agreed with much of his son's argument."Anyway, things are going well here at Ardbrecknish," Douglas changed the subject again. "The last building work should be completed before the winter. The changes I've made have dealt with the heating issues and I'm even. She smiled and said now I am never going toget back to work with a kiss like that and leaned in for another. As we kissedI felt her soft body against mine and my hands pulled her even closer. I couldfeel her hand sliding over my thigh and up my leg until it rested on my now hardcock..she gave me a little squeeze and moaned into my mouth as we continued tokiss "seems like you like my kisses". I moaned back "I do and would love lotsmore" as I felt her unzip my pants and pull my hard cock out. She stroked it acouple times getting it even harder. I then felt her soft warm lips slowlysliding down over my hard cock sucking me in up to my balls...hold my cock inher mouth feeling her tongue pressing against it. I moaned as it felt so damngood, it was dark out and we were parked in a seclude part of the parking lotbut the thought of someone seeing us made it even hotter. She began to slide hermouth up and down over my cock and as her mouth reached the head of my cock sheswirled her tongue.
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