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Kevin: Thanks for giving me your plumber Mike; I called him today as my kitchen sink disposal stopped working this morning. Jim: Fantastic; he is a great guy and will take good care of you. Jim is very fair and knowledgeable. Jim: He didn’t by chance ask you if you wanted him to check all your personal pipes. Kevin: Yes, he did and I was so grateful. Jim, Ah Kevin; I should probably tell you something Kevin: Not right now I don’t have and I promise I won’t try to get him lower his price on the bill; thus there is nothing to talk about.Plumber Confirmation Call: I Just got home from my company and it’s about 6:30 PM and the phone rings.Kevin: Hello!Chris: Hi Kevin, it’s Chris from Mike’s Friendly Plumbing.Kevin: Hi thereChris: I’m about 15 minutes from your home and should be there about 6:45 PM is that ok I will be early.Kevin: Yes, that’s great ThanksPlumber Arrival: Hi Kevin: I’m Chris from Mike’s Friendly Plumbing; nice to meet you. This guy was in his early 30’s, blond hair, blue. If I can guarantee the production side keeps going, then I'm willing to sell for a market valuation. And I don't have to sell the whole company—I could keep fifteen per cent. The income could top up my pension." So I'm going to raise eighty-five percent of what this company is worth. I'm sorry, Bob, I just don't see it."Bob started to get quite excited and he was much more emphatic. "Yes, you can, son. I've already spoken to the bank. We use one of those tricks the financial wizards use when they screw people. Your house must be worth four hundred thousand, and I'll bet you could lay your hands on another hundred thousand. You put that up as surety and the bank loans you the money to buy the business. Once you can show you own eighty-five per cent of the company, you can transfer the debt to the company. The bank pays me, the company pays the bank back over a period of time. You don't even end up with a mortgage. You talk it over with Jane tonight. She'll tell you it's all.
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