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That is why we are trying to band together as bigger businesses more able to withstand the storm and help ourselves by helping you. If all goes well then the small business that the banks have refused or are putting under pressure will then transfer their banking to us. This means we will make a small return on the money we lend and they will benefit from the lower interest rates we charge. Since we are operating because we have mutual interests that is why we are calling it a Credit Union. It is an attempt by those of us in business to preserve the good small businesses which collectively employ a large number of people in this town who in turn can then spend money on our products and services"But that does not apply to me." Mr Luccini said, "You are writing off my loan and then taking a stake in my business."Rory spoke up,"Technically that is true Mr Luccini. But it is really a loan in disguise, because you can buy back your shares at any time the business becomes profitable enough. I don't know why, but it felt right tobutton them this way. The blouse was so soft and smelled like theperfume Nicole was wearing. It was incredible. I put on the shoes next.They were those black and white patented shoes like schoolgirls woreback then, with just a little heel in them. Finally, the piece I hadbeen waiting for. The skirt! It was the typical Catholic School uniformskirt, red and black plaid with big pleats that went to just above theknee. The way it felt to walk, with the skirt swishing around my legs,I was in complete contentment. I felt right for the first time in along time, maybe ever. I finally walked to a mirror and looked atmyself. I cried! It was tears of joy, though. It took me a long time toovercome my emotions. I had to wash my face. I decided to try to put onsome lipstick of my mom's. I didn't get it anywhere near right, but itstill felt good to wear it. I also got my mom's curling iron out andput some curls in my hair. That didn't come out looking right.
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